Get pre-approvedand get on the job.

Finance for the ute, van, the tools, the plant and the cashflow gap — sorted over the phone. Straight answers, no jargon, and a first chat won't touch your credit score.

Start your pre-approval

Takes about a minute. No obligation, no hard credit check.

Good as gold.

We've got it. One of the team will give you a call shortly to talk through your options.

30+ lenders & insurers — one right fit

UDC Finance Heartland Bank Avanti Finance Finance Now Geneva Finance Gilrose Finance Provident Insurance & MORE30+ lenders

Three steps. That's it.

We don't waste your time, and we don't drag you through a paperwork maze.

Step01

Apply

Call, text or fill in the form — takes about a minute. Tell us what you need financed and a bit about the business.

Step02

Get sorted

We shop your application across 30+ lenders and insurers, then match it to the right fit for your trade and timeline.

Step03

Get on with the job

Approval, docs and funding — without losing the day. Back on the tools while we handle the rest.

01 / 04

Self-employed friendly

Knocked back by the bank? We know how trade income really works — invoices, seasonal swings, a mix of contract and PAYE — and how to present a self-employed application so lenders say yes.

Built for sole traders, contractors & companies
02 / 04

Fast, over the phone

Talk it through once with a real broker. No hold music, no forms mountain — we place the application with the right lender and tell you exactly what happens next.

Most approvals in minutes, not weeks
03 / 04

No jargon, real humans

You deal with an actual person who explains it in plain English. We handle the lender back-and-forth and the paperwork, so you can stay on the tools.

One point of contact, start to finish
04 / 04

Credit-score safe

The first enquiry is a soft check by design — it won't leave a mark on your credit file. You decide before anything formal is ever sent to a lender.

Soft enquiry — no impact to your file
Why tradies pick us

01

What tradies say.

Bank had me waiting a fortnight. These guys had the new ute sorted in two days, back on site before I lost the job.

JM
Jake M.Builder · Waikato

First one that actually got how a sparky's income works. No lectures, no nonsense, just a straight answer.

RT
Tama T.Electrician · Auckland

Consolidated three payments into one and freed up cash for materials. Wish I'd rung them a year ago.

SP
Sam P.Plumber · Christchurch

Tell us what you need financed.

We're a text, email or phone call away. Send a quick note and we'll come back with clear next steps.

By submitting you agree we may contact you about finance options. Tradie Finance is a broker, not a lender. It works with a panel of lenders and insurers, and does not provide financial advice on taxation or insurance through this landing page. No spam, ever.

Cheers — got it.

We'll be in touch shortly with clear next steps. If it's urgent, give us a bell on 0800 BIZ LOAN.