Get pre-approvedand get on the job.

Finance for the ute, van, the tools, the plant and the cashflow gap — sorted over the phone. Straight answers, no jargon, and a first chat won't touch your credit score.

Start your pre-approval

Takes about a minute. No obligation, no hard credit check.

Good as gold.

We've got it. One of the team will give you a call shortly to talk through your options.

30+ lenders & insurers — one right fit

UDC Finance Heartland Bank Avanti Finance Finance Now Geneva Finance Gilrose Finance Provident Insurance & MORE30+ lenders

Everything you need
to get the job done.

From the ute on the road to the tools in your hands — we sort the finance so you can stay on the tools.

Work vehicles at a build site
Utes & trucks

Vehicles, vans, utes & trucks

Work vehicles, trailers and fit-outs that need to earn from day one.

Van fit-out with tools and drawers
Tools & fit-outs

Tools & fit-outs

Finance for the van setup, specialist tools and the gear that keeps jobs moving.

Excavator on a construction site
Specialist gear

Plant & equipment

Diggers, plant and safety gear for the specialist work you take on.

Timber and materials in a supply yard
Cashflow

Cashflow & inventory

Cover materials and wages while you wait for the invoice to land.

Hands reviewing paperwork with a calculator
Refinance

Refinance & debt consolidation

Tidy up the mess. Roll multiple repayments into one and free up cash.

Commercial workshop building
Equity release

Equity release

Got equity sitting there? Put it to work and grow the business.

Three steps. That's it.

We don't waste your time, and we don't drag you through a paperwork maze.

Step01

Apply

Call, text or fill in the form — takes about a minute. Tell us what you need financed and a bit about the business.

Step02

Get sorted

We shop your application across 30+ lenders and insurers, then match it to the right fit for your trade and timeline.

Step03

Get on with the job

Approval, docs and funding — without losing the day. Back on the tools while we handle the rest.

01 / 04

Self-employed friendly

Knocked back by the bank? We know how trade income really works — invoices, seasonal swings, a mix of contract and PAYE — and how to present a self-employed application so lenders say yes.

Built for sole traders, contractors & companies
02 / 04

Fast, over the phone

Talk it through once with a real broker. No hold music, no forms mountain — we place the application with the right lender and tell you exactly what happens next.

Most approvals in minutes, not weeks
03 / 04

No jargon, real humans

You deal with an actual person who explains it in plain English. We handle the lender back-and-forth and the paperwork, so you can stay on the tools.

One point of contact, start to finish
04 / 04

Credit-score safe

The first enquiry is a soft check by design — it won't leave a mark on your credit file. You decide before anything formal is ever sent to a lender.

Soft enquiry — no impact to your file
Why tradies pick us

01

What tradies say.

Bank had me waiting a fortnight. These guys had the new ute sorted in two days, back on site before I lost the job.

JM
Jake M.Builder · Waikato

First one that actually got how a sparky's income works. No lectures, no nonsense, just a straight answer.

RT
Tama T.Electrician · Auckland

Consolidated three payments into one and freed up cash for materials. Wish I'd rung them a year ago.

SP
Sam P.Plumber · Christchurch

Tell us what you need financed.

We're a text, email or phone call away. Send a quick note and we'll come back with clear next steps.

By submitting you agree we may contact you about finance options. Tradie Finance is a broker, not a lender. It works with a panel of lenders and insurers, and does not provide financial advice on taxation or insurance through this landing page. No spam, ever.

Cheers — got it.

We'll be in touch shortly with clear next steps. If it's urgent, give us a bell on 0800 TRADIE.