Vehicle finance for tradies

The right finance 
for your 
ute, van or truck.

We match you with the lender that fits your situation, so you stay on the tools. The first check won't leave a mark on your credit score.

Check what you could get
Takes about a minute No hard credit check to start Self-employed friendly
Tradie utes, vans and trucks financed by Tradie Finance
★★★★★ "Sorted the ute finance without me leaving the site." · verified review*

One application. 30+ lenders. One right fit.

Going direct to one bank or the dealer means you only see one offer. We put your deal in front of our whole panel and bring back the one that suits your trade and your cashflow. Lending criteria apply.

Some of the 30+ lenders on our panel
UDC Finance
Heartland Bank
Avanti Finance
Finance Now
Geneva Finance
Provident Insurance
CFS Community Financial Services
Speirs Finance
Financial Holdings Limited
Gilrose Finance
Janssen Insurance
Quest Insurance
UDC Finance
Heartland Bank
Avanti Finance
Finance Now
Geneva Finance
Provident Insurance
CFS Community Financial Services
Speirs Finance
Financial Holdings Limited
Gilrose Finance
Janssen Insurance
Quest Insurance
30+
Lenders on our panel
50+ yrs
Combined finance experience
1,000+
Kiwi tradies & families helped

Popular utes & vans.

The vehicles Kiwi tradies finance with us most.

Why go through us

The easy way to finance
your vehicle.

Going direct to the bank or dealer usually means more legwork and fewer options. Here's the difference.

 
Bank / dealer
Tradie Finance
Personalised options from 30+ lenders
No dealer markup on the rate
Soft check that won't touch your score to start
Know what you could borrow before you shop
Self-employed & sole-trader friendly
One person does the running around for you

How it works

Tradie showing a phone to a builder on site
1

Tell us what you need

A few details about you, the business and the vehicle you're after. Takes about a minute, and it's a soft check only.

Finance team reviewing lender options around a table
2

We match you up

We shop your application across 30+ lenders and bring back options that fit your trade, your timeline and your cashflow.

We won't share your details with a lender until you choose to go ahead.

Smiling tradie in his van ready for the job
3

Get on the road

Approval, docs and funding sorted. Depending on the lender, that can be anywhere from a few hours to a couple of days.

Tradies rate us.

A few words from Kiwis we've helped into a vehicle.

★★★★★

Smooth from start to finish

Helped me through the whole process of buying a 2020 Ford Ranger. Much appreciated.

Eru T.Eru T. · verified review
★★★★★

Fast and hassle-free

Impressed with the speed. Got a great rate and the repayments are very affordable. Highly recommend.

Raymond F.Raymond F. · verified review
★★★★★

Saved me weeks

You guys saved me weeks of car hunting and heaps of frustration. Easy and effortless.

Michael M.Michael M. · verified review

Ready to get on the road?

Compare 30+ lenders and see what you could get, in just a few minutes.

Check what you could get
This won't affect your credit score.

Have a question?

How do I apply for vehicle finance with Tradie Finance?+
Fill in the short form or give us a call. Tell us a bit about you, the business and the vehicle you're after. It takes about a minute and the first check is a soft one, so it won't touch your credit score.
How quickly could my finance be sorted?+
Once we've matched you to a lender and the paperwork's done, funding can come through anywhere from a few hours to a couple of days, depending on the lender and your situation.
How much could I borrow?+
It depends on your income, the business and the vehicle. We'll match your application to lenders on our panel and let you know what you could borrow before you start shopping. Lending criteria apply.
What repayment options do lenders offer?+
That varies by lender. Terms, deposits and repayment structures differ across our panel, so we'll walk you through the options that fit your cashflow rather than pushing one product. No rate or repayment is confirmed until a lender assesses your application.
Do you finance used vehicles or private sales?+
Yes. New or used, dealer or private sale, we can look at all of it, plus refinancing an existing vehicle loan. Get in touch and we'll point you the right way.
The Tradie Finance team
Real people, real answers

Sorted over the phone, by someone who gets it.

We keep it simple and mostly online so you can get on with the job. But when you want a hand, you deal with a real person who talks like a tradie, not a call-centre script.

One point of contact does the running around with lenders, so you're not chasing the bank or filling in the same form three times.

Tell us what you're financing.

Give us a text, email or a quick call and we'll come back with clear next steps.